Dog Insurance
This is who we trust with our dog and why.
When Hazel was diagnosed with renal dysplasia at 11 months old, we learned fast how quickly vet bills add up. Having the right insurance changed everything for us.

Spot Pet Health Insurance
Spot is the insurance company we use for Hazel, and it has been a lifesaver. With a dog who has ongoing kidney disease, we are at the vet more often than most people. Between specialist visits, bloodwork, and her daily supplement protocol, the costs add up fast. Spot has genuinely saved us money and stress.
The app is user friendly and submitting claims is easy. You upload your invoice, add a few details, and you are done. Reimbursements come back fast. There is no chasing paperwork or sitting on hold.
We have recommended Spot to family and friends, and that is not something we say lightly about an insurance company. They have been straightforward and reliable when it actually matters.
If your dog has any kind of ongoing health condition, or even if they are perfectly healthy right now, having good insurance gives you the freedom to say yes to the care your dog needs without the panic of what it will cost.
Fast reimbursements.
Claims are processed quickly. No waiting weeks to get your money back.
Simple app. Submitting a claim takes a few minutes. Upload the invoice, fill in the basics, done.
Reliable when it counts.
With Hazel’s renal dysplasia, we lean on insurance constantly. Spot has been consistent every time.
No surprises. Clear coverage, no hidden denials, no games. The kind of experience you want from insurance but rarely get.